Welcoming the New Year the Dumbara Way
The New Year at Dumbara Micro Credit was welcomed with a meaningful and respectful observance, reflecting our values and traditions. The day began early in the morning with the chanting…
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Our Story
Plan Your Financial Future with Us
We are a micro finance institute incorporated under the Company Act, number 17 of 1982. Register under the company act No.07 of 2007 with carrier out disbursement of loans to income generating projects & working capital requirement. We are the member of Lanka micro Finance Practitioners’ Association since 2013.
Our main objective is to provide this loan facility to someone, who unable to take a loan facility from a bank or other reputed finance company. Our loan methods are very simple. No additional charges, no high valuation & lawyer fees.
We started our carrier in 2003 as a small company with 3 staff.
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+
Years of Experience
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k
Happy Clients
What We Do For You
We inspire, we support, we finance your future.
Housing Loan (Shakthi)
Owning a home is one of the greatest achievements, and Dumbara Micro Credit’s Housing Loan offers affordable and flexible schemes. With attractive interest rates, low processing fees, and long repayment terms, we help turn your dream home into reality. Whether building, buying, or renovating, we provide the support you need to achieve homeownership.
See DetailsVehicle, Machinery and Equipment loan (Diviya)
Our loans cover a wide range of vehicles and equipment, from private and commercial vehicles to agricultural machinery. Choose your preferred vehicle or equipment, negotiate the best price, and we’ll take care of the rest. With competitive rates and flexible terms, getting the equipment or vehicle you need has never been easier.
See DetailsIncome generating loan (Athahitha)
Dumbara Micro Credit’s Income Generating Loans provide access to funds for low and middle-income earners. These loans are designed to help individuals and small businesses invest in projects that generate sustainable income. With simple approval processes and low-interest rates, we make it easy for you to grow your business and improve your financial stability.
See DetailsOther Loans
Dumbara Micro Credit’s Other Loans provide flexible financial solutions to meet a variety of needs. These loans are designed to help individuals manage expenses such as loan settlements, education, travel, or household purchases. With simple approval processes and reasonable terms, we make it easy for you to access the funds you need and achieve your financial goals.
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We’ll Ensure You Always Receive the Best Support
At Dumbara Micro Credit, we believe in giving back to the community. Along with our financial services, we actively engage in welfare initiatives to uplift lives and create a healthier, stronger society.
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Dumbara Micro Credit Hosts Its First-Ever Women’s Fair in Mirigama
On Saturday, 06 September 2025, the Gamitha Jana Sanwardhana Foundation, together with the Mirigama Dumbara Micro Credit Institution, organized the very first Women’s Fair in front of the institution’s premises.
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Medical Campaign – Dumbara Micro Credit
On 19th July 2025, Dumbara Micro Credit organized a medical campaign to support the healthand well-being of our community. The program provided free medical consultations, checkups,and guidance, helping participants gain…
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